North America Travel Guide

Not long ago, Bank of America (BOA) credit cards offered a 3% cashback program where users could choose their preferred category (link). One of the categories, Online Shopping, was particularly useful, but the official website didn't provide a specific list. To make it easier for me to track and record this, and also for others to find, I've compiled a list of 3% cashback options here…

The "year after year" writing project is going to be delayed again; I haven't had any writing inspiration lately. A while ago, I received an invitation to open an account with HSBC (USA). Lured by their generous opening bonus (a hefty 0), I opened a checking account. After talking with the account manager…

Renting a car in the US often results in unexpected charges from the rental company. Sometimes, even after confirming the price online, various fees are added upon arrival. Sometimes, the receipt shows numerous inexplicable additional charges, and even after the transaction is completed, these fees may still appear…

A few days ago, I had some free time and researched American lotteries, and even created a Powerball frequency chart. I'm sharing it with you all. Powerball Historical Frequency Chart: https://jing.do/powerball/ Two major lotteries: Powerball…

I recently moved and specifically researched various smart home products. The US lags far behind China in this area; not only are there surprisingly fewer products, but they're also very inconsistent. From initial excitement to accepting reality... Let's start with the devices. In the US, there are many small smart home brands, each with its own system…

The answer to this question is actually quite simple, but because it's been asked so frequently, I've compiled this article to share next time. First, if you can buy a house outright, this topic ends here. However, even if you can buy a house outright, I still recommend taking out a loan. Think about it: do you have 1…

Previously, I neglected to do anything, resulting in poor house maintenance. This time, I specifically researched and compiled a list of tasks that need to be done, both for my own convenience and to provide a checklist for the new owner. I will continuously update this list as new items are added. Annual tasks include: Smoke Det…

Last time, when I started dealing with houses, I wrote an article titled "House Purchase and Mortgage Estimation - Simple and Clear Calculations." Now that the house is basically settled, I specifically recorded the expenses for various aspects during this buying and selling process. I realized that my previous article was a bit superficial, so I'm writing another detailed one to try and present it to everyone...

Update: A List of Costs for Buying or Selling a House in the US I've been dealing with house matters again recently, and I've reviewed the mortgage and other related aspects. Although I previously wrote "Is it still worthwhile to buy a house in the US with a mortgage now?" to clarify the concepts, it's still not very clear. Here, I'll present it in a clearer way…

November 4, 2018 Update: The local image and description have been uploaded to Git and are open for updates. Details: https://blog.jing.do/6861/ ————R…

——————————–Updated 2019.2——&…

I was chatting with friends today and discovered that many of them in China are interested in working in the US, but don't know how to make it happen. In my opinion, this is a viable path, and I strongly support capable friends going abroad, whether to seek change, experience, or training. My support for friends going abroad isn't because the US is better than…

This article is based on my own experience and may not be applicable to all situations. Discussion and feedback are welcome. Reversal: Number of rising days + Volume of rising days > Previous reversal. Conditions for chasing a gap up: Previous day's negative candle; No pullback within 30 minutes of opening; Strong market: S&P 500 in…

Updated December 10, 2017: The company lawyer informed me that this H1b bridging is no longer valid. However, the good news is that even if your H1b has expired, if you haven't used it for the full 6 years, your new company can directly sponsor your H1B application without waiting for the lottery. However, you must ensure your application is legal…

In the previous article, "A Comparison of Taobao Shipping in the US: The Terrible Taobao Logistics vs. the Amazing SF Express," I mentioned that my package shipped via Taobao Logistics was clearly opened and missing the most crucial items. This article will describe what happened next. First, Taobao completely ignores the losses you suffered. So only…